“Why RPS Associates?”
Because execution needs an operating discipline.
Recovery work is judged by what can be shown: the current position, the last action, the blocker, the owner and the next step.
1. Bank-side Context
RPS Associates was founded by Ravinder Pal Singh Tuli after a 33-year Bank of India career. The operating perspective starts from how institutional files, approvals and recovery dependencies actually move.
2. One Case Position
Legal, field, security, financial and market inputs are useful only when they are consolidated into one understandable position for the client team.
3. Named Ownership
Every active action should have an owner, dependency and follow-up point. This reduces the “everyone is working, nothing is moving” problem.
4. Reporting Discipline
Status reporting is organised around stage, last action, pending item, ageing, next action and escalation — not activity volume.
5. Conduct & Confidentiality
Work is approached within the client mandate, applicable law and bank-specific instructions, with information shared only where required for the assignment.
6. Resolution Before Activity
If an action does not improve the file position, resolve a dependency or create a decision, its purpose should be questioned.
What a client should be able to see.
A useful recovery update should not require reconstructing ten email threads.
- Current enforcement / resolution stage
- Last material action and date
- Pending document, authority or field dependency
- Ageing at current stage
- Next action, owner and escalation point
- Position
- Single current status
- Evidence
- Linked to material actions
- Ageing
- Visible at current stage
- Ownership
- Named for next action
- Escalation
- Triggered by dependency / delay