“Experience matters when the file gets difficult.”
Founder’s Vision: From Banker to Builder
RPS Associates was founded in 2015 by Ravinder Pal Singh Tuli after a 33-year career with Bank of India. From 2003 to 2015, his work included high-value asset recovery, enforcement coordination and recovery strategy.
The firm was built around a simple operating belief: difficult recovery matters do not need more noise. They need a reliable view of the file, the ground position, the blocker and the next executable step.
Today RPS Associates supports institutional recovery, stressed assets, due diligence, asset protection and auction-related assignments through a multidisciplinary operating model.
Bank of India (1982–2015) → RPS Associates (2015–Present)
1982–2015
Bank of India — a 33-year banking career including long exposure to high-value asset recovery and enforcement matters.
2015–Present
RPS Associates — independent institutional support across recovery, due diligence, security, stressed assets and auction execution.
Our Approach: Multi-Specialist. Single Case Position.
Recovery work crosses functions. The operating model therefore brings the relevant specialist input into one case view.
Legal Coordination
Procedural status, enforcement dependencies, counsel coordination and documentation readiness.
Financial & Resolution
Outstanding position, settlement context, recovery route and decision-relevant financial evidence.
Field Execution
Ground verification, possession logistics, asset condition and execution dependencies.
Security & Control
Protection of recovered assets, vendor coordination and activity records where the mandate requires it.
Investor & Market Outreach
Asset presentation, discoverability and qualification of genuine buyer interest.
The specialists may differ. The client should still see one coherent case position.
Operating Principles
Clarity
Plain reporting on status, blockers and next actions.
Authorised Conduct
Work within the client mandate, applicable law and bank-specific instructions.
Traceability
Actions should leave a usable operational record.
Confidentiality
Information is handled on a need-to-know basis.
Resolution Focus
Activity is tested against whether it moves the file forward.
Who We Serve
Asset Reconstruction Companies
Legal & Insolvency Professionals
Institutional Investors & Buyers
Corporates with Recovery Mandates
The engagement begins with the mandate, not a preset service package.
Discuss the mandate
Start with the current position and the decision you need to make. We can determine the relevant scope from there.