STRESSED ASSET RESOLUTION

One asset. Several stakeholders. Different clocks.

A stressed situation can involve the lender, borrower or promoter, ARC, insolvency professionals, legal advisers, investors, buyers and the secured asset itself. RPS Associates helps bring those positions into one factual map so the institution can see dependencies before deciding its route.

STRESSED
ASSET
Lender
Promoter / Borrower
RP / IRP
Investor / Buyer
ARC / Creditor
POSITION MAP

Resolution starts by separating positions from assumptions.

ASSET

What is actually available?

Security, location, condition, possession, valuation inputs and sale / operating context.

PROCESS

Where does the matter stand?

Recovery, enforcement, insolvency, litigation, settlement or other procedural position.

STAKEHOLDERS

Who can affect movement?

Creditors, borrower / promoter, RP / IRP, counsel, investor, buyer, authority or occupier.

DEPENDENCIES

What must happen first?

Evidence, consent, approval, order, access, funding, buyer diligence or another event.

ROUTE COMPARISON INPUTS

Different routes require different facts.

RPS can organise comparable factual inputs for the client's consideration. It does not select the legal or commercial route on behalf of the creditor.

RECOVERY

Enforcement / collection route

  • Security and possession position
  • Execution dependencies
  • Recovery history
  • Time / cost facts supplied by client and professionals
SETTLEMENT

Negotiated resolution route

  • Current offer / negotiation status
  • Approvals / conditions required
  • Evidence supporting payment capacity / proposal where available
  • Open obligations and deadlines
SALE / INVESTOR

Asset / going-concern interest

  • What exactly is available to a buyer / investor
  • Approved information pack
  • Diligence / access dependencies
  • Institutional handoff and process position
Dependency register

CreditorInternal decision / authority

ProcessOrder / hearing / RP action

AssetAccess / possession / information

InvestorDiligence / funding / proposal

PromoterInformation / settlement / cooperation

WHY ONE MAP HELPS

Different parties may all say “we are waiting.”

The lender may be waiting for a proposal. The investor may be waiting for information. The RP may be waiting for a process milestone. The promoter may be waiting for creditor feedback.

A dependency map makes the sequence visible without assuming that any particular route is preferable.

Scope follows the mandate.

RPS Associates works within the role authorised by the client. It does not replace the authorised officer, advocate, valuer, insolvency professional, district authority or any other statutory / appointed professional involved in the matter.

Does the stressed situation have too many moving parts?

A preliminary position map can separate stakeholder positions, process status, asset facts and dependencies before the institution considers the next route.

Request a Preliminary Case Review